update: 04. 2018
How Do Mobility Scooters Work?
Mobility scooters run on rechargeable batteries. The life of the battery is dependent on the model of the scooter. They give speeds of up to 45 miles per hour and can run a distance of 10 to 15 miles when fully charged. While using on pavements, speed has to be lowered to 4 miles and on highways, the speed can be risen up to 8 miles per hour, as per law.
Handling of the scooter is easy and similar to handling other two-wheeler vehicles. The handle of the scooter is adjustable according to the height of the person. Maneuvering is done using simple push or pulls of levers, joysticks, and switches. Once you have got the hang of using the levers and joysticks, driving around in your mobility scooter couldn’t be easier.
Getting out and about gives you your freedom back, but as you become more mobile its important to remember you are controlling a powered vehicle and with all vehicles comes some risk.
It’s something none of us want to think about, but a life insurance plan like Aviva (Life Over the 50s) can give you guaranteed cover for anyone aged 50 to 80 so could provide peace of mind when you are out being active.
A key system is used to start the scooter. Security features like regenerative and emergency brakes have been implemented in the scooter to prevent it from sliding down slopes and for better control of the vehicle.
Benefits of a mobility scooter
Mobility is an important part of human existence. When the mobility of a person is affected due to accidents, health issues like arthritis and polio and birth defects, then a person loses his freedom to move. Dependency creeps in and the person can fall prey to depression.
Mobility scooters are a very beneficial mobility tool for people with restricted mobility. The scooter gives them freedom from dependency. Whether it be visiting a store or moving around the house, a mobility scooter allows a person to move around at their own will. Further, the operations of a mobility scooter are kept very simple. There is no gear system to make it complicated. Speed restrictions and safety precautions like special brakes make it safe to use the scooter on road and steep paths.
The scooter can also be loaded into a car while traveling long distances. Mobility scooters run on batteries and so, they do their bit in preventing pollution. These eco-friendly vehicles are very beneficial to people with mobility problems and a welcome relief from a wheelchair.
You might want to read: Best Mobility Scooter Reviews with detail information about factors affecting on choosing a mobility scooter.
Is Mobility Scooter Insurance needed?
For those looking for more information about mobility scooter insurance, here you’ll find some interesting information that will help you determine whether or not this is something you should choose for your scooter. In addition, you will learn why a person might need this type of insurance, how this insurance works, and the benefits you receive as a result of having it. After reading this information, you’ll be able to make a better decision when it comes to choosing this type of insurance for your scooter rather than having no coverage at all.
Why You Need Mobility Scooter Insurance
One of the biggest reasons why a person would need mobility scooter insurance will be just in case something happens to it. You’ll discover that even the manufacturer will tell you that if something happens to your scooter, you will need to pay for additional parts and services that will be needed in order to repair it, or replace it entirely. Quite frankly, many individuals do not have the funds set aside in order to take care of this issue. For this reason, mobility scooter insurance will be an important issue.
In addition to this, a person that uses a mobility scooter to go outdoors will be liable just in case they were to run into something and create damage. Just as if you were riding a bike or a motorcycle, you are on a device that transports a person and moves. Because of this, there is a chance that you could come in contact with another person or a physical object. If someone gets hurt or an object gets damaged, you could be personally liable. In order to avoid any difficult circumstances, it’ll be important to have some type of scooter insurance.
How Mobility Scooter Insurance Works
Mobility scooter insurance works very similarly to automotive insurance. Before moving forward, it’s important to understand that this type of insurance is not mandatory in many states. So, with that being said, you will be able to choose a type of insurance that will include full coverage or simply a liability. Liability insurance works when you come in contact with someone or something else, that person or thing will be covered by your insurance plan.
However, the damage that may have been caused to your person or your mobility scooter will not be covered. Full coverage insurance will cover the person or thing that was damaged, as well as you and your scooter should a situation like this occur.
The Benefits of Having This Type of Insurance
By having this type of insurance for your mobility scooter, you won’t have to worry about where you go or what you do whether indoors or outdoors. You’ll is happy to know that you are covered regardless of where you are or what you’re doing. You’ll also find that the payments and premiums for this type of insurance are extremely low and will provide you with a number of different benefits depending on which insurance provider you plan to go with.
So, you now have a better understanding about mobility scooter insurance as well as why you need it, how it works, and the benefits you receive as a result of having it. Now that you understand this information, you will be able to choose an insurance provider that can fill you in on all the additional details you will need to know when it comes to ensuring your mobility scooter.